SEPA Direct Debit
Overview
SEPA Direct Debit is a popular payment method in Europe, allowing merchants to collect Euro-denominated payments directly from customers' bank accounts. It is ideal for recurring payments, subscriptions, and one-time purchases within the Single Euro Payments Area (SEPA).
- Broad coverage across the SEPA region
- Supports one-time and recurring payments
- Direct debit from customer's bank account
- Euro-only transactions
- Mandate management for authorization
- Reliable for B2C and B2B payments
Features
| Method | Direct debit |
| Processing currency | EUR |
| Settlement currency | EUR |
| Settlement type | Net, Gross |
| Seller countries | European Economic Area |
| Buyer countries | European Economic Area |
| Capabilities | |
|---|---|
| Refunds | |
| Multiple partial refunds | |
| Capture later | |
| Multiple partial captures | |
| Incremental authorizations | |
| 3D Secure | |
| Recurring | |
| Disputes |
Integration
Enable SEPA Direct Debit payments using your preferred integration method:
- Use the Getpaid hosted checkout for a seamless SEPA Direct Debit experience
- Integrate directly via the Getpaid API for full control over mandates and payments